Enjoying retirement
Gain peace of mind and enjoy your retirement
There are many benefits to financial planning when you reach, or are already in, retirement. With the help of cash flow planning, our team can help you understand whether you have enough in the pot to achieve your retirement dreams, and help you identify where you might need to hold back on spending for your later life needs, or where you could afford to be spending more.
We can give you answers to questions you may have about whether you can help your children or grandchildren financially, and how you can do that tax-efficiently. Most importantly, we’re here to provide you with peace of mind and confidence in your financial future.
How we help...
Retirement is your opportunity to reap the rewards of a lifetime of hard work, but all too often, retirement finances can be a cause of stress. You may have questions such as: When can I start drawing my pension? Should I take the tax-free cash lump sum? Do I have to purchase an annuity? Will I run out of money?
And we also understand that the complex terminology and changes in legislation mean it’s not always easy to get answers to those questions. We are here to answer your questions, give you security and peace of mind, and turn your retirement from “stressful” to “blissful”.
Our clients often ask us…
How can I increase my retirement income?
If you need extra income to supplement your salary or pension, we can help you. There are a number of investments that can be used for income generation, and we’ll recommend the right strategy for your lifestyle, tax position and attitude to risk.
What do I need to know about Inheritance Tax?
We spend our lives accumulating wealth, so it’s understandable we want to make sure it’s left to the right people. The first step to estate planning is a will, and we can refer you to a trusted solicitor. We can then look at Inheritance Tax, and possible steps in mitigating that tax. We’ll use our considerable expertise in this area to explore options such as gifting, insurance, trusts, and tax-efficient investment vehicles, and work out which are best suited to your circumstances and requirements.
Video library
We’ve produced the following videos to help you better understand some of the financial issues around retirement.
Contact us
CBW Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. FCA registered number is 182357. Registered in England. Registered number is 3224548. Registered office is 10 Lower Thames Street, London, EC3R 6AF. CBW Financial Planning Limited is a related business of CBW 2022 LLP. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk. The value of investments and the income from them can fall as well as rise. You may get back less than you originally invested. Past performance is not a reliable indicator of future results.
Production
